Will 2015 Be A Good Year For Oil Prices?

Oil-drumsWe may be enjoying those low gas prices but it isn’t great news for oil companies. But can oil slide back up in 2015? Today’s article explores the answer, “But I have to believe that these pundits are exaggerating the likelihood that prices will “recover”. It is astonishing, in the first place, that a price which is far above the historic norm is considered “low”. For some reason, commodity producers think that the highest price they’ve ever received should be considered normal; in the US, farmers always want the government to help them achieve “parity” or price levels from the ‘golden age’ of farming in the early 20th century.” To read more, CLICK HERE.

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Give Cash A Different Way This Year

1401660406v5nruThe holidays are just days away and the rush to decide what to get your family and friends is on. Today’s article discusses the option of buying stocks in hopes of peaking their interest and maybe even making them some money. Here’s what they had to say, “And maybe, just maybe, introducing a youngster or young millennial to the world of investing via some shares in a company they know—and like—tip the scale toward stocks when they eventually start investing in a 401(k) or Roth IRA. Millennials have been slow to embrace stocks.” To read more, CLICK HERE.

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What 2015 May Have In Store For Retirement

2015Today’s article discusses what changes are coming to retirement in 2015 and what you need to know. But first, here’s what happened in 2014, “there were five changes that occurred in 2014 that everyone planning for retirement needs to know about: 1) decreased creditor protection for inherited IRAs; 2) introduction of qualified longevity annuities to 401(k)s; 3) a reduction in the number of IRA to IRA rollovers; 4) increased access to annuities in target date funds; and 5) the creation of the myRA.” To read more, CLICK HERE.

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Airline Stocks Are Up High And May Stay There

AirplaneToday’s article discusses how the airline stocks are benefiting from the low oil prices. Here’s what they had to say, “According to Gina Sanchez of Chantico Global, the fundamentals for oil continue to point lower. She anticipates a continued drop in fuel costs that will propel airline stocks higher still. “Expect oil to be lower for longer,” Sanchez said. “There’s room to go in terms of the airlines. If you look at American Airlines, jet fuel costs are a third of their operating costs. So when oil is down, it has an immediate and massive impact to their profitability.”” To read more, CLICK HERE.

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Tips For 2015 Retirees

RetirementPaperworkIf you’re lucky enough to be retiring in the next one to twelve months, there are some things you need to know. Today’s article has eight tips for 2015 retirees. Here’s one of them, “Assess your workplace retirement benefits. Make an appointment with your human resources department to determine which workplace retirement benefits will carry over into retirement. Some fortunate employees get traditional pension payments and retiree health insurance after leaving their jobs. You should also check when you vest in your 401(k) plan and get to keep your employer’s contributions.” To read more, CLICK HERE.

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People Will Be Talking About These Stocks

PrescriptionToday’s article discusses ten stocks that are being talked about by everyone. Here’s what they said, “there are 10 stocks in the Standard & Poor’s 500, including biotech Vertex Pharmaceuticals (VRTX), Southwest Airlines (LUV) and Electronic Arts (EA) that you can be certain to hear people talk about owning. We know this because these are the stocks that were up 50% or more this year through last week — and are up again over the past week, according to data from S&P Capital IQ and analyzed by USA TODAY. ” To read more, CLICK HERE.

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Hold Your Retirement Horses

RetirementWait! Cancel the party! But save those decorations. Don’t retire just yet. While we sit in our cubicles it’s easy to dream of the day we retire but it’s hard not to want to retire early. However, today’s article warns against doing it, here’s what they had to say, “don’t do it! The few exceptions might be those fortunate individuals whose early retirement is facilitated by a major financial success. But even in those circumstances, there are nonfinancial pitfalls to consider.” To read more, CLICK HERE.

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Relaxing Now Is Cheaper Than Stressing Later

relaxIf you’re doing nothing but relaxing during your retirement, you’re already on the right track. Today’s article discusses how retirees can partake in these “free” activities and have an almost worry-free retirement. Here’s what they had to say, “Chances are good you will end up doing a fair amount of puttering in retirement. And your nest egg will be the better for it. Those are the primary findings from a recent study in the Journal of Financial Planning and featured in today’s Encore retirement report in The Wall Street Journal. As indicated by the report’s title, “How Retirees Spend Their Time: Helping Clients Set Realistic Income Goals,” researchers looked at the top 20 activities of middle-income and high-income retirees (age 50 and older and at least $60,000 in household income).” To read more, CLICK HERE.

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Tuesday Was A Great Day For The Market

Display of Stock market quotesToday’s article discusses all that happened on Tuesday and the overall good news from each sector. Here’s what they had to say, “the S&P 500 and Dow Jones Industrial Average scored their best one-day percentage gains in about a month, while the blue-chip index recorded its 32nd record close this year. The Dow Jones Industrials Average DJIA, +0.58% rose 102.75 points, or 0.6%, to 17,879.55. The S&P 500 SPX, +0.64% gained 13.11 points, or 0.6%, to 2,066.55, with the health-care sector stocks joining energy to lead gains. Financials sector stocks also rallied, while telecoms, the only laggard on Tuesday, sold off. It was the best gain for the benchmark index since Oct 31.” To read more, CLICK HERE.

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What The Crude Happened To Oil?!

Oil-drumsWhile we may have really enjoyed the low gas prices over the holiday weekend, the oil industry had quite the miserable time. Today’s article explains what happened, “energy prices have been on a slip and slide ride for the past few months due to concerns about sluggish demand out of Europe and an economic slowdown in China. But the supply part of the equation is also a bit out of whack lately. The United States has boosted its output of oil thanks to the shale gas boom in North Dakota, Pennsylvania, Texas and other states.” To read more, CLICK HERE.

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