Retirement Planning, Small Business Owners Edition

2018-05-05 20_37_15-Free stock photos of business owner · PexelsSmall business owners (SBOs) are not preparing sufficiently for retirement – and while they are not unlike the larger population of workers in that regard, SBOs typically face even greater challenges. As such, today’s article outlines a number of ways in which SBOs can go about preparing intelligently for retirement. What does the author identify as being “an ideal average for saving per month” for SBOs? What are the advantages of “Key Person Insurance”? For this and more, CLICK HERE.

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Is This Fund “The Holy Grail Of Retirement Investing”?

2018-04-29 16_15_39-Free stock photos of gold · PexelsThe author of today’s article acknowledges that – if such a strategy existed – it would represent “the Holy Grail of retirement investing”: a strategy that would appreciate regardless of market conditions. And one fund – the Permanent Portfolio Fund – purports to do just that. So is this fund something that retirees and those nearing retirement should consider? The author looks at the fund’s past performance relative to other investments – and whether its future performance is likely to be like its past. CLICK HERE.

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3 Potential Stocks For Stock-Wary Retirees

2018-05-04 09_12_00-Free stock photos of tech · PexelsRetirees may, understandably, want to avoid stocks, but the need to fund increasingly lengthy retirements may make doing so unwise (if not impossible). Their best bet, then, may be stocks of companies that have stable business models, room to expand, and which pay (and increase) dividends. Today’s article highlights three such stocks that may be well-suited for retirement portfolios. For these three stocks – a tech giant, an American restaurant chain, and a global alcohol maker – CLICK HERE.

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Getting Your Tax Withholding In Retirement Just Right

2018-04-29 16_17_50-Free stock photos of gold · PexelsWhen it comes to withholding taxes in retirement, the author of today’s article advises that you want to withhold just the right amount: over-withhold and you miss out on earned interest; under-withhold and you risk getting hit with a penalty tax by the IRS. However, despite the importance of getting your withholding as close as possible to your actual tax liability, the author notes that “Many upcoming retirees aren’t quite sure how taxes in retirement are calculated.” As such, they outline some sample calculations showing how to calculate your tax withholding in retirement. CLICK HERE.

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