Retire Later, Live Longer?

2016-05-07 20_11_27-morguefile.com_search_morguefile_2_health_popAiming for an early retirement? You might want to reconsider. Today’s article outlines the findings of an Oregon State University study, which indicate that retiring after age 65 may help lengthen one’s life: “The risk of dying from any cause over the study period was 11% lower among people who delayed retirement for one year – until age 66 – and fell further among people who retired between the ages of 66 and 72…. Even workers who retired for health reasons had a lower risk of dying, compared with those leaving work at 65.” To read more on the study’s findings, CLICK HERE.

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Save For Retirement Like A Pro (Athlete)

2016-05-07 19_40_20-morguefile.com_search_morguefile_1_retirement_pop“Most baby boomers do not have much in common with professional athletes on the playing field, but when it comes to financial planning, they might consider thinking like one.” Today’s article outlines two key ways in which baby boomers might be wise to think like athletes when it comes to their retirement savings. What can baby boomers learn from athletes when it comes to lowering investment risk and keeping their nest eggs safe from unscrupulous actors? CLICK HERE to find out.

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Annuities: The Modern-Day Pensions?

2016-04-28 07_17_07-Microsoft Office Picture Manager“Retirement planning has changed a lot over the last few decades. And perhaps one of the most dramatic changes is the slow and steady death of employer-provided pensions.” Today’s article examines how “for those who don’t have the backstop of a traditional defined-benefit pension plan…annuities could be an attractive way to re-create the kind of guaranteed retirement income most Americans enjoyed in decades past.” But when it comes to immediate versus deferred, and fixed versus variable, what are their respective risks and which is best for who? And what exactly are the relatively new equity-indexed annuities? CLICK HERE to read more.

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35 Major Retirement Planning Mistakes

2016-04-28 07_14_00-Microsoft Office Picture Manager“Generally, the right retirement plan is all about timing, opportunity and avoiding making major retirement mistakes. However, it’s so easy to make a mistake while planning for retirement that you’re bound to experience one or two.” Today’s article identifies “35 major retirement planning mistakes to avoid – and what to do if you end up making them.” From the (hopefully) obvious (e.g. Mistake #1: Having no retirement plan) to those you perhaps have not considered (e.g. Mistake # 26: Saving too much too early), CLICK HERE to read about all 35 potential minefields on the path to a secure retirement.

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