Today’s article features one man’s retirement story on how he is able to live a happy lifestyle in retirement without having saved millions of dollars. Here’s a quote from the story, “This sizable nest egg allows him to live the lifestyle he wants. He takes four trips a year to places like Chile and Jamaica and, during the rest of the time, he’s volunteering around town, driving the elderly to doctor’s appointments or helping poor families file their income taxes. ” To read more, CLICK HERE.
Today’s article highlights five funds for retirement. Here’s one of them, “Vanguard Target Retirement Income (VTINX). This is a fund of funds, and is intended as an all-in-one solution for retirees seeking both growth of principal and income. The fund has about 65% of its assets in bonds, 9% in international stocks, and 20% in U.S. stocks. A good slug of the fund’s bond component is in Treasury Inflation Protected Securities, or TIPS, which give you some protection against rising prices. Current yield: 1.80%. Expenses: 0.16%, or $16 per $10,000 invested.” To check out the other four funds, CLICK HERE.
Today’s article features three stocks that investors are missing out on. Here’s what they had to say, “Investors who focus on hot social media and biotechnology stocks that are trading at astronomical valuations are missing an opportunity — stocks that are trading at bargain valuations like First Solar, Goldman Sachs (NYSE:GS), and Horton D.R (NYSE:DHI). First Solar, for instance, trades at 12-times next December’s earnings, at 339% Price-to “Net” working capital, and at 100% of Price-to-Book Value. D.R. Horton is doing better in two out of these three metrics. And Goldman Sachs is performing better in all three metrics.” To read more, CLICK HERE.
Are you and your spouse ready to retire? And have you decided what you will do in your retirement? Will you stay put, watch after grandchildren, explore the world? Today’s article explains five ways couples can figure out their retirement plans together. Here’s what they had to say, “One 2014 Fidelity study found that almost four in 10 couples don’t agree on the lifestyle they want in their golden years. Case in point: Cruising the Caribbean for six months will require a vastly different sum of money than, say, road tripping in an RV during the summer months—which means you and your honey may need to have some serious money conversations in order to make retirement a team effort.” To read more, CLICK HERE.
Today’s article explains how to get a financially secure retirement in seven steps from a financial planner named Michael Dalton. Here’s one of them, “Take full advantage of tax-deferred accounts such as 401(k)s, 403(b)s, 457s, annuities that are not subject to current income tax and traditional IRAs, Dalton says. Maximize your contributions if your objective is to defer current income taxes. Some folks, such as people who currently pay low taxes but expect their tax rate to increase, may be better off investing in a Roth IRA or the Roth component of a 401(k) or 401(b), he says.” To check out all of the steps, CLICK HERE.
Want to play in the game of stocks but think it’s too expensive? Today’s article features nine stocks that are “cheap.” Here’s what they had to say about finding cheap stocks, “Even the “bring up the rear” Nasdaq has pushed back to its highest level – 5000 – in 15 years. For you, that means it’s getting much harder to find deals. What’s a cheap stock? To make the list, these stocks must have P-E ratios of less than 15 times adjusted earnings over the past year. That’s well below the roughly 18 times P-E of the market.” To read more, CLICK HERE.
Can you believe March is already here? February flew by and now we’re starting the third month of the year. So what kind of stocks can you look into that may have a great return this month? Today’s article presents ten stocks you may want to look into. Here’s what they had to say, “As strong February trading drew to a close, CNBC “Fast Money” traders looked ahead to March’s market conditions. The Dow, S&P 500 and Nasdaq all climbed more than 5 percent in February. Though markets could continue to threaten records in March, traders saw growth potential in some stocks.” Want to check out which stocks they see potential? CLICK HERE to find out.