Sectors And Stocks For An Aging Bull’s “Twilight Years”

2018-02-21 22_16_30-Free stock photos of pie chart · PexelsWhile the author of today’s article believes that the bull market still has room to run, he advises that “it’s time for investors to think about how and when bull markets end, and what performs well during their twilight years.” He proceeds to examine groups that tend to do well in the late stages of a bull market, and highlights four specific stocks within those categories to consider – including a tech company that one analyst calls the “arms dealer in the memory race”. For more, CLICK HERE.

Read More

Protecting Your Retirement Savings From The Next (Debt-Driven) Financial Crisis

2018-02-21 22_19_36-Free stock photos of old age · PexelsIs a financial crisis coming – and, if so, how can you protect your retirement savings before the economic implosion occurs? These are the issues tackled in today’s article, where the author warns of the possibility of a coming financial crisis as a result of “asset price bubbles, misplaced credit and excessive debt on a global scale.” Will the U.S.’s massive debt problem bring about the next financial crisis – and how can Americans protect their retirement savings if that’s the case? CLICK HERE.

Read More

ETFs Aren’t Booming Among Boomers. Is That Generation Making A Mistake?

2018-02-18 15_27_43-Free stock photos of age · PexelsExchange-traded funds may have exploded in popularity over the last few years, but that surge in popularity has varied greatly by generation. Today’s article notes that boomers have not embraced ETFs to the extent that millennials – or even the oldest generation of investors – have, with one study finding that only 27% of boomers aged 52 to 70 with $100,000 in investible assets are invested in ETFs. What factors are holding boomers back from investing in ETFs – and why might some of those concerns be ill-conceived? CLICK HERE.

Read More

Man or Bot: With The Return Of Volatility, Where Do Older Investors Turn For Advice?

2018-02-15 20_15_05-Free stock photos of help · PexelsAfter sitting at near-record lows for quite some time, market volatility is back – and investors are contending with the question of what this means for them. Older investors nearing retirement (and who don’t have the luxury of time on their side) may be feeling especially anxious. On top of that, there is the question of where to turn for advice in these choppy markets: a financial advisor or robo advisors. The author of today’s article believes that “the February correction is a natural occasion to explore how advice by algorithm compares with human-provided financial advice in times of high anxiety” – and proceeds to do just that. CLICK HERE.

Read More

Floor-and-Upside: A “Safety First” Retirement Strategy

2018-02-10 19_01_44-Free stock photos of safety · PexelsThe retirement financing strategy highlighted in today’s article is sometimes referred to as “safety first” – a notion that may be taking on even greater importance for retirement savers in light of recent market gyrations. The strategy in question is the “floor-and-upside” strategy, where “the basic idea…is that a retiree devotes some of her retirement funding assets to building a lifetime stream of income and the remainder to an investment portfolio to provide liquidity and the possibility of increasing wealth over time.” For more on this strategy, CLICK HERE.

Read More

Dividend Champions On The Cheap

2018-02-10 18_58_29-Free stock photos of win · PexelsIf you are in the pre-retirement accumulation phase, the recent market selloffs offer an opportunity to purchase your future retirement dividend income at a bargain. As such, the author of today’s article screened the list of dividend champions, using a number of criteria to identify quality dividend companies that may be worthy of further consideration by bargain-hunting retirement accumulators. For the 30 dividend champions that passed the screen, CLICK HERE.

Read More

Risk, Reward & Retirement: Which Portfolio Composition Is Best For You?

2018-01-30 20_25_15-Free stock photo of business, career, close-upIf you’re retired (or approaching retirement), what’s your investment risk level? The author of today’s article notes that “Retirees will have a combination of different types of risk levels. The question to ask is what type of investment weightings one should have in each based on their risk profile.” As such, after outlining four retirement investment risk levels (zero, minimal, moderate and higher risk), he looks at the risk/reward metrics of different types of retirement portfolios (income based, balanced, and growth). For more, CLICK HERE.

Read More

Researchers Believe This Is The Best Retirement Income Strategy

2018-02-04 15_31_13-White Tablet Computer on Brown Wooden Table · Free Stock PhotoWhat’s the best way to ensure that your retirement funds will last as long as you do? A research team at Stanford sought to answer that question, and after analyzing 292 retirement income strategies, has identified what it believes is the best strategy – one which “produces more average total retirement income expected throughout retirement compared to most solutions… and provides a lifetime income, no matter how long the participant lives.” For the two key components of this strategy – dubbed the “spend safely in retirement” strategy – CLICK HERE.

Read More

Funds For A Skinny Retirement Portfolio

2018-02-04 18_30_25-Free stock photo of beach, blur, close-upWho says retirement portfolios have to be complicated? Whether you are in the pre-retirement accumulation phase or are already in retirement, and whether you are looking for single-fund options or want to take a building-block approach to your retirement investments, today’s article highlights a number of funds that allow you to “skinny things down by focusing on investments that provide a lot of diversification in a single shot.” For more, CLICK HERE.

Read More

Rebalancing: An Overlooked Retirement Income Strategy?

2018-01-28 14_18_58-Free stock photo of blur, cash, close-upThe author of today’s article argues that people make a critical mistake when it comes to retirement income planning: “limiting their strategy to interest and dividends and neglecting the power of rebalancing to capture portfolio growth as an additional income source.” So how can rebalancing be used to create a paycheck in retirement? The author outlines an example of how it can be done, as well as several factors to consider when carrying out this strategy. For more, CLICK HERE.

Read More